:root{
  --bg:#f6f8fb;
  --bg-2:#ffffff;
  --card:#ffffff;
  --line:#dfe6ef;
  --txt:#0f1b2d;
  --muted:#5f6f85;
  --accent:#0f5bd8;
  --accent-soft:#e9f0ff;
  --sage:#3f6b63;
  --max:1120px;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:linear-gradient(180deg,#f8fbff 0%,#f3f6fb 55%,#f7f9fc 100%);color:var(--txt);line-height:1.65}
.container{max-width:var(--max);margin:0 auto;padding:0 24px}
.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.85);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.brand{font-weight:700;letter-spacing:.2px;color:#0f1b2d}
.links{display:flex;gap:18px;align-items:center}
.links a{color:var(--muted);text-decoration:none;font-size:14px;font-weight:500}
.links a:hover{color:var(--txt)}
.btn{display:inline-block;background:var(--accent);color:#fff;padding:10px 14px;border-radius:10px;text-decoration:none;font-weight:700;border:1px solid #0c4ebd;box-shadow:0 6px 16px rgba(15,91,216,.2)}
.btn.ghost{background:#fff;color:var(--txt);border:1px solid var(--line);box-shadow:none}
.hero{padding:74px 0 36px}
.eyebrow{color:var(--sage);font-weight:700;font-size:12px;text-transform:uppercase;letter-spacing:1px}
h1{font-size:52px;line-height:1.08;margin:12px 0 16px;max-width:920px;letter-spacing:-.5px}
.lead{font-size:18px;color:var(--muted);max-width:860px}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}
.section{padding:58px 0;border-top:1px solid var(--line)}
.grid{display:grid;gap:18px}
.g-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.g-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px;box-shadow:0 8px 24px rgba(16,29,50,.04)}
.kpi{font-size:30px;font-weight:800;margin-bottom:4px;color:#102744}
.h2{font-size:34px;line-height:1.18;margin:0 0 10px;letter-spacing:-.3px}
.h3{font-size:22px;margin:0 0 8px;letter-spacing:-.2px}
.muted{color:var(--muted)}
.list{margin:10px 0 0;padding-left:18px;color:var(--muted)}
.footer{padding:42px 0;color:var(--muted);font-size:14px}
.badge{display:inline-block;font-size:12px;color:#28456f;background:var(--accent-soft);border:1px solid #d5e3ff;padding:4px 8px;border-radius:999px;margin-bottom:8px}
.quote{font-size:20px;line-height:1.5;color:#27415f}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:24px;align-items:center}
.hero-photo{width:100%;max-width:380px;border-radius:18px;border:1px solid var(--line);box-shadow:0 12px 30px rgba(16,29,50,.12)}
.photo-wide{width:100%;border-radius:14px;border:1px solid var(--line);box-shadow:0 8px 24px rgba(16,29,50,.08)}
.photo-tall{width:100%;height:100%;object-fit:cover;border-radius:14px;border:1px solid var(--line);box-shadow:0 8px 24px rgba(16,29,50,.08)}
@media (max-width:980px){h1{font-size:40px}.g-3,.g-2,.hero-grid{grid-template-columns:1fr}.hero-photo{max-width:320px}}
@media (max-width:640px){.links a{display:none}.links .btn{display:inline-block}.hero{padding-top:44px}h1{font-size:33px}.lead{font-size:16px}}